Do you require a credit report authorization form? CocoSign offers credit report authorization forms that you can download and edit for free. These forms are widely used and accepted everywhere due to their standard design.
In order to know more about credit report authorization form and why you require one, keep reading below:
What Is a Credit Report Authorization Form?
A credit report authorization form provides consent to any person or a group to create a credit report. Credit reports are often needed for various legal reasons. A credit report authorization form allows the creation of these reports by any person or organization.
The credit report should comply with the Fair Credit Reporting Act (FCRA). This act is a list of rules and regulations to be followed while reporting credits and debits, set aside by the Federal Trade Commission.
Fair Credit Reporting Act makes sure that only accurate information of an individual is displayed on the credit report. This avoids wrong entries either due to negligence or willfully.
FCRA mandates that a credit report of a person can be asked only for a legitimate cause. One of these legitimate causes includes requiring the credit report of a potential tenant applying for a lease.
Get a Standardized Credit Report Authorization Form Below!
If you want to check your new tenant’s credit report before renting your house, you can have them sign a credit report authorization form to get their consent. Get anyone’s credit report legally with our free credit report authorization forms available below.
What Should Be Included in a Credit Report Authorization Form?
A credit report authorization form includes the following:
- Names: The form should include the full name of the applicant and the party that is authorized to general the credit report.
- Applicant Details: In order to create an accurate credit report, additional details of the applicant are required. These details include their social security number, date of birth, driver’s license number, and residential history for at least the last seven years.
- Applicant’s Signature: Once the details of the form are filled, the applicant should sign the form at the bottom space provided. It is also important to mention the date along with the signature.
Get a Standardized Credit Report Authorization Form Below!
If you want to check your new tenant’s credit report before renting your house, you can have them sign a credit report authorization form to get their consent. Get anyone’s credit report legally with our free credit report authorization forms available below.
Endnotes
Now that you are well aware about the details of the credit report authorization form, the form can be easily downloaded through CocoSign with a single click.
CocoSign also offers various other documents, agreements, and form templates for free downloading. You can view, edit, print, and download anything that you require directly from CocoSign. Go ahead and browse through CocoSign's entire library!
DOCUMENT PREVIEW
CREDIT REPORT AUTHORIZATION FORM
By my signature below I, ____________________________________, authorize
____________________________________ to obtain a Background Check and / or Consumer Credit Report on me.
This authorization is valid for purposes of verifying information given pursuant to
employment, leasing, rental, business negotiations, or any other lawful purpose covered
under the Fair Credit Reporting Act (FCRA).
The Background Check may contain information available in the Public Domain but may
not include interviews with persons other than previous employers or their agents.
By my signature below, I hereby authorize all corporations, former employers, credit
agencies, educational institutions, law enforcement agencies, city, state, county and
federal courts and agencies, military services and persons to release all information they
may have about me including criminal and driving history. This authorization shall be
valid in original or copy form.
Applicant's Name:_________________________________________________________
Social Security Number: ______-____-______ Date of Birth: ______________________
Provide Addresses for the Last 7 Years
Current Street Address: ________________________________ City: ________________
State: ________________ Start Date: ________________
Prior Street Address: ________________________________ City: ________________
State: ________________ Start Date: ________________ End Date: ________________
Prior Street Address: ________________________________ City: ________________
State: ________________ Start Date: ________________ End Date: ________________
Driver’s License #: ___________________________ State: ______________
Signature: ______________________________ Date: ___________________
**NOTE: PLEASE INCLUDE A COPY OF A VALID DRIVERS LICENSE**
