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Hand-in-Hand Teaching Guide to fill in 50075 1 Hud Form

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How Do You Get 50075 1 Hud Form and Sign It Online?

hey also I get a lot of requests from.people that basically email me and say.what the HUD like what the heck is a HUD.how do I read it I don't understand it I.totally feel your pain I have been there.in the beginning I had no idea how to.read a hood my husband's a real estate.agent so he would go to closing with me.and I would just trust whatever he told.me and I would sign so now that years.down the road I'm gonna go over a HUD.with you on a property that we purchased.because people have been asking me it'd.be really cool if you could show us a.HUD and kind of like break down the.numbers on it so I'm gonna go through.that with you today hopefully you guys.can see this okay let me make it a.little bigger no that's not gonna work.we're gonna have to just go down one so.right here on line 101 it says contract.sales price 90,000 so that's the.purchase price of this property that's.actually a rehab project we're working.on right now so this is my side the left.hand side is the borrower and the right.hand side is the seller okay so I'm the.borrower person buying the property so.I'm buying the property for $90,000.that's the property that we negotiated.you can actually see before and after.pictures of this property on Facebook we.have a page called Berks County house.buyers and it's a flip project and I.forget what it's labeled out it might.say like Boyer townhouse or something.but you'll see before and after pictures.on there but anyway so our contract.price is ninety thousand then line 103.says settlement charges to borrower so.to get this number where they're pulling.this number from it's a little crazy but.you actually go to page two and then you.come back to page one so these are all.my settlement charges these are like.fees from the title company so just.because you purchase a property for.$90,000 doesn't mean you only go there.with a check for $90,000 okay there's.gonna be other money that you're gonna.need to spend unfortunately and.sometimes people forget about that part.so when they get the settlement they're.like what do you mean the price was.ninety thousand so in a cash deal.transaction we pay all the closing costs.on the property.so our settlement charges are 3196 11 so.we paid both sides of the transfer tax.so we're gonna scroll down to page 2 it.tells you that settlement charges to.borrowers come from line 1400 which is.all the way on the second page so we'll.come back to this page but for now we're.gonna scroll down to page 2 and this.page 2 shows all the settlement charges.now you see at the bottom or at the top.sit at the top so you'll see at the top.it says paid from borrower in one column.and paid from seller in the other column.so I'm the borrower so I'm worried about.the borrower column okay I actually do.check the seller column as well because.we pay both sides of transfer tax in the.transaction we paid the seller's closing.costs I want to make sure they're not.being charged any closing costs so we're.gonna scroll down left-hand column is.borrower that's me remember that we're.gonna see what my charges are okay so.all my charges add up to three thousand.one hundred ninety six dollars and 11.cents you can see that at the bottom the.sellers charges add up to three thousand.eight hundred four dollars and 63 cents.why is that if I'm paying all their.closing costs because this is a tax bill.if you see where it says 3,800 for 63.and you go across it'll tell you that.that's a school tax bill so that's up.tax bill for when they owned the.property not for when I own the property.so a tax bill is not part of what we.consider normal closing costs the seller.the tax bill is like a lien that will.get paid off at settlement so that's.what they did the title company's paying.off that tax bill or that tax lien so.total month total settlement charges to.me three thousand one ninety six eleven.so if you go back to the first page.you'll see three thousand one ninety six.eleven on line 103 okay so let's see.where that comes from so that number.that comes from tax certifications which.are ninety dollars they're like getting.you know certifying that taxes are paid.and if they're not paid what still needs.to be paid so they charge me ninety.dollars for tax certifications all these.are like charges from the title company.nine hundred dollars for state tax and.stamps nine hundred dollars for city.counting tax.stamps and a hundred and eighty dollars.for the deed and the mortgage so they I.have a note the deed to be recorded and.the mortgage to be recorded I also have.a note that they notarized and a.mortgage and those are from the private.lender so I have a note for the private.lender that they notarized and then so.you'll see that up here where it says.notary and clerical services $30 okay.and then document preparation because if.you've ever been to a settlement there's.like a billion pieces of paperwork and.documents they charge you $95 for that.okay and then this is title insurance on.the property so they're charging me nine.hundred and sixty one dollars and eleven.cents in title insurance we never buy.without titles and title insurance never.ever ever ever ever and then an.overnight fee of $20 I don't know what.that's for I think because they.overnight the documents back to my.private lender so I believe that's what.they're charging me for so all of these.fees add up to three thousand one.hundred ninety six dollars and 11 cents.so if you go back to the top remember.the sellers paying their side of the.taxes okay and then the taxes for the.rest of the year are gonna get prorated.they get prorated so meaning the seller.paid taxes to the end of the year and I.owe that money for that because they're.not going to be living in the property.during that time so here are my.settlement charges on the left-hand side.line 103 3196 11 and you'll see down.here it says adjustments for items paid.in advance so this is tax proration.basically they're saying you you need to.pay this amount in taxes back to the.seller because they you but you owe that.for that time that they paid that.they're not living in the property so.I'm paying my contract price plus my.settlement charges plus taxes on the.property okay so any tax proration so.you'll see.city property tax County property tax.and school tax of two thousand three.hundred five dollars and eighty three.cents so we then if you add up my.contract sales price of ninety my.settlement charges of three thousand one.ninety six eleven and the taxes that I.have to pay okay.it comes out to ninety five thousand.dollars seven ninety five thousand.excuse me seven hundred sixty four.dollars and twenty eight sets so this is.my total so now what I'm going to show.you on the next line so we're on line.120 here if you jump down you'll see.principal amount of new loan.ninety-three thousand is what I borrowed.from the private lender so I borrowed.ninety-three thousand dollars from the.private lender I put down a thousand.dollar deposit.okay so after we signed the contract I.took a check and I put down $1,000.deposit which you need to bind the.contract in the state of Pennsylvania at.so so far I've paid ninety four thousand.total my lender brought brought ninety.three I put down a thousand dollar.deposit.so we paid ninety four thousand total.and they're saying what we owe them is.ninety five 764 twenty eight so that.ninety five seven sixty four twenty is.coming from ninety thousand plus my.settlement charges plus tax patient's.that I have to pay okay so you can see.when you're purchasing a property for.ninety thousand dollars you're not just.coming to the table with ninety thousand.dollars so usually I borrow more than.the purchase price from my private.lender because I know I'm gonna have.settlement charges I'm gonna have tax.patient's I'm gonna have to pay that.stuff so I borrowed ninety three so I.didn't really borrow enough so I.borrowed ninety three I put a thousand.down and then at the end you'll see it.says you owe so you pay got ninety three.from the lender excuse me put a thousand.down so you already paid us ninety four.but you owe s 95 760 for twenty eight so.you have do at the settlement table one.thousand seven hundred and sixty four.dollars and twenty eight cents so I had.to pay out of pop out of my I say out of.pocket like out of my account 1700.sixty-four dollars and 28 cents towards.the property at settlement okay I hope.that makes sense to you guys so this is.cash from the borrower from me okay and.then cash to the seller on the right.hand side they ended up netting eighty.eight seven sixty three fifty four so we.paid them ninety thousand dollars for.the property but they had to pay a tax.bill of three thousand eight oh four.sixty three okay so um I guess my main.point is a lot of newbies forget that.although your purchase price is one.thing you either want to borrow above.that from your private lender or you.just want to make sure you have that.extra money to come to settlement with.to pay for any closing cost tax.preparation things like that so I hope.that hope that helps you guys I know the.HUD can be a little confusing because.it's like hey here's page one but quick.jump to page to see what all your.charges are and then come back to page.one but if you review enough of them.which I have confidence you will as you.start buying properties you'll get the.hang of it in the meantime find a really.good title agent my title agent is.amazing and she explains things so well.and breaks them down so easy and so does.my real estate agent all right guys.thanks a lot you can find out more about.us by following us on Instagram at lazy.girl real estate investing you can.follow us on facebook at lazy or real.estate investing oh I totally lied my.Instagram handle is April Crosley but if.you google lazy girl real estate.investing you'll find me you can find us.on Facebook at Lisa girl real estate.investing or in our group coffee talk I.think it's just called coffee talk with.lazy girl coffee talk real estate.investing this is horrible you guys man.I'm really off my game today um and of.course you can also click and like our.video and subscribe so you don't miss.any of our upcoming videos where.hopefully I will be more on my game.alright guys thanks have a great day.

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50075 1 Hud Form FAQs

Here you can get responses to the most popular questions about 50075 1 Hud Form. If you have specific inquries, select 'Contact Us' at the top of the site.

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How do you know if you need to fill out a 1099 form?

It can also be that he used the wrong form and will still be deducting taxes as he should be. Using the wrong form and doing the right thing isnt exactly a federal offense

How many people fill out Form 1099 each year?

There are a few different ways of estimating the numbers and thinking about this question. Data from the most recent years are not available—at least not from a reliable source with rigorous methodology—but here is what I can tell you: The most popular type of 1099 is Form 1099-MISC—the form used to report non-employee income including those for self-employed independent contractors (as well as various other types of “miscellaneous” income) Since 2015, there have been just under 16 million self-employed workers (including incorporated and unincorporated contractor businesses). And the data from the BLS seems to suggest this number has been largely consistent from one year to the next: Table A-9. Selected employment indicators Now, the total number of 1099-MISC forms has been inching up each year—along with W-2 form filings—and may have surpassed 100 million filing forms. RE: Evaluating the Growth of the 1099 Workforce But this data only goes to 2014 because, again, it’s hard to find reliable data from recent tax years. In terms of the total number of Form 1099s, you’d have to include Interest and Dividend 1099 forms, real estate and rental income, health and education savings accounts, retirement accounts, etc. I’m sure the total number of all 1099 forms surely ranges in the hundreds of millions. Finally, not everybody who is supposed to get a 1099 form gets one. So if you’re asking about the total number of freelancers, the estimates range from about 7.6 million people who primarily rely on self-employed 1099 income and 53 million people who have some type of supplemental income. If you’re someone who’s responsible for filing Form 1099s to the IRS and payee/recipients, I recommend Advanced Micro Solutions for most small-to-medium accounting service needs. It’s basic but very intuitive and cheap. $79 1099 Software Filer & W2 Software for Small Businesses

How do I fill out Address Line 1 on an Online Form?

Your question is unclear. That said …. Generally, Address Line 1 refers to the house/building number and the street on which it is located, and may include an apartment/suite/unit number, though that can also be on Line 2. (Line 3 is typically the city, country and postal/ZIP code.)

What is HUD recertification?

I would imagine it entails going back to the SNAP office and having yourself certified again to receive SNAP benefits. (SNAP, if you're not aware of it, is a service to help poor and distressed people receive food benefits. In my day, we called it "Food Stamps," and it was an actual book with food stamp bills of various denominations. Today, it's a card.)

How do we know the eligibility to fill out Form 12 BB?

Every year as a salaried employee many of you must have fill Form 12BB, but did you ever bothered to know its purpose. Don’t know ?? It is indispensable for both, you and your employer. With the help of Form 12BB, you will be able to figure out how much income tax is to be deducted from your monthly pay. Further, with the help of Form 12BB, you will be in relief at the time of filing returns as at that time you will not have to pay anything due to correct TDS deduction. So, before filing such important form keep the below listed things in your mind so that you may live a tax hassle free life. For More Information:- 7 key points which must be known before filling Form 12BB

Do military members have to pay any fee for leave or fiancee forms?

First off there are no fees for leaves or requests for leave in any branch of the United States military. Second there is no such thing as a fiancée form in the U.S. military. There is however a form for applying for a fiancée visa (K-1 Visa)that is available from the Immigration and Customs Service (Fiancé(e) Visas ) which would be processed by the U.S. State Department at a U.S. Consulate or Embassy overseas. However these fiancée visas are for foreigners wishing to enter the United States for the purpose of marriage and are valid for 90 days. They have nothing to do with the military and are Continue Reading

What is a 50058 HUD?

Planes have HUDs to display vital information (airspeed,altitude angle of attack , weapon status etc.) without the pilot having to look down at his/her instruments. This means that the pilot does not need to refocus after looking at the instruments and can see what is outside while checking the instruments .

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