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State Of Idaho Department Of Finance Finance Idaho Demand Assistance

community banks are so critically.important because of what I would call.relationship banking not only do they.provide credit to the communities that.they serve in but they have strong.relationships with their communities.my name is Gavin ghee I'm the director.of the Idaho Department of Finance.headquartered in Boise I have been with.the Department for just about 39 years.and director for over 20 years now our.department regulates the banking.industry and 14 other industries we have.only community banks and so that range.in assets ranges from about a billion.won in assets down to about 300,000 in.assets well I think Idaho without.community banks would would be a much.different place than it is today because.community banks have played a very.critical role in the development of.these communities obviously financing is.a very key role to any community have.having somebody that's willing to.finance startup businesses or allow.businesses to expand and that's exactly.what community banks do chobani yogurt.set up here just a few years ago and.built that amazing new facility that.created all kinds of related businesses.for them and many of those businesses of.course are financed by community banks.whether it's dairy industry or packaging.or you know all the products that go.into making yogurt so that's a big part.I think of why chobani chose to locate.in Idaho as a community grows and we.have businesses grow the community banks.are very much a part of that growth and.very involved in their communities and.economic development another thing our.community banks do that I'm very pleased.with is a number of them offer financial.literacy programs working to educate not.only their customers but their.communities hydro first bank is.headquartered in mccall idaho and they.just recently sponsored what we call a.scam jam which is an opportunity to.invite the community to learn about the.latest scams and how to avoid those.scams several agencies like ours were.involved in that our particular agency.had classes on how to avoid.securities fraud how to avoid and other.financial frauds so from my perspective.if we didn't have that if community.banks went away that would negatively.impact in a very significant way a lot.of those communities that are so.dependent upon community banks recently.the big bank pulled out of Paul Idaho.they were the only bank in in the.community and Paul really wanted a bank.and dl evans field that niche opened a.branch office there just recently i was.able to attend the grand opening of that.bank and you'd have thought the most.popular rock star in the country was it.was there that day the the community.showed up in force they it was a big.celebration and party and they were just.thrilled to have the Elevens now is the.only bank in their community I think.community banks have just been so.critical to the success of those.communities and when a community bank is.gone that community suffers.significantly community banks are often.that backbone for the success of a.community and all all that a community.is about.you.

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State Of Idaho Department Of Finance Finance Idaho FAQs

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How connected does North Idaho feel to the rest of the state?

North Idaho feels pretty disconnected from the other parts of Idaho. Its in a different time zone. It's not connected by freeways to the rest of the State, only 55-60 mph winding highways. It has a different geology and a much wetter climate. It was settled by different types of people than other parts of the State. North Idaho touches Canada and there is a very subtle influence on the accent of locals. So when traveling between North Idaho and the rest of the State all your senses - down to the dry dessert air on your skin - tell you you've gone someplace else. It feels like the Capitol of North Idaho is Spokane, rather than Boise. Obviously the legislation that comes out of Boise influences many more aspects of North Idaho life. But North Idaho is in Spokane's time zone and connects to Spokane with a freeway. I grew up watching Spokane TV Stations (zero from Boise). And if an emergency happened the life flight rushed to Spokane. When people ask me where I'm from I usually say North Idaho. Not just "Idaho." But I never saw anyone spray paint "North" on their license plates - we were part of Idaho, but a distiguishable part. Symbolic of the feeling of separation is the story of the would-be State called Columbia. When the Northwest and West was being carved into territories and eventually States, there was a proposal in Congress to combine Eastern Washington, Western Montana and North Idaho to form its own territory. It was to be called Columbia (for the river), with Spokane as its Capitol. It didn't happen because at the time the farming, logging and mining industries of the area were cash cows the respective territories didn't want to lose. But we kids would talk of susceeding from Idaho and forming Columbia. I yearned for it and sensed it would fix something. (looking back I don't know what needed fixing on such a broad social level). We'd discuss it seriously enough that we had a rough idea what it would take to happen - it'd have to go through Congress in Washington, DC and through the Legislatures of each of the three States. Someone would finally point out how difficult and unlikely it would be. And as I got older I realized a State made up of farmers, loggers, and miners would be poor and pretty much destitute. But even when I attended college at University of Idaho (there in North Idaho), it still came up and we still felt longing to susceed. Another symbol of just how separate North Idaho feels is its name. It's not "Northern" it's "North." Unlike Eastern Washington or Northern Califoria, North Idaho is more distinctly cut off grammatically. And locals will correct you. Kudos to the author of the question. The disconnectedness is not new. Written into the State Constitution is that, as a peace offering to the North, the University is placed there. It must have workEd because it's a peaceful State, dispite the differences.

What areas, cities, counties of California do you think are trying to move out of the state, specifically to Idaho?

I think it is possibly retired people who cannot afford the high taxes, high cost of everything including gas. We are paying $2.34 cents to $2.45 in Florida right now. i wonder what you are paying in California. if you sell a house for 600,000 in cal you can buy a very nice house in Idaho for a lot less and bank the difference. I personally do not recommend Idaho i like Florida much better. I winter in Florida near NASA Space Center it is a wonderful area with low traffic.

Are there any laws or customs in the state of Idaho that maybe a surprise to visitors from out of state?

Yes, we are very friendly and courteous around here. Expect to be waved at by complete strangers, people will probably randomly hold the door open for you, they aren’t flirting. Also expect to see guns out in the open, Idaho is an open carry state, so anyone who can legally carry a gun can carry it with no effort at concealment, and do so pretty much anywhere. Assume someone around has a gun at all times and you will be right more than not, don’t freak out about it, it’s just part of life here. Also four way stop signs are very frustrating because people are overly polite and will wait for oth Continue Reading

What legal right does an Idaho state region 1 department of mental health have in not releasing to me my file/paperwork from when I was a client?

If you were the client as part of a court-ordered provider relationship, you may not be able to access your records directly. In involuntary commitment and court-ordered counselling, you are not the client. You are the patient, the State is the client. If this is the situation you find yourself in, you would likely need to hire a lawyer.

How is it to live in the Western States of the USA like Idaho, Utah or Montana?

Imagine living with the urban convenience of California’s urban cities with its jobs, restaurants and shopping centers without the crowds or high prices; while being within driving distance of almost any adventure. Lumping people together in these states is less accurate as a group just as people’s life styles are different within each state. For example, Utah’s “Wasatch Front” (Utah’s most populous area) feels faster than Utah’s “Dixie” which feels more relaxed even though they both offer similar amenities. Idaho and Montana have a less dense population however you’ll find similar amenities and Continue Reading

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